A future where financial wellbeing isstandard at work
Workplaces have learned to support physical and mental health. Financial wellbeing is the missing third pillar, and we are bringing it to India, first.

Financial confidence, for everyone at work
We imagine workplaces where no one carries money stress alone, where a trusted expert and the right tools are always a tap away, and where employers can see wellbeing improve without ever intruding on a person’s privacy.
- Financial wellbeing as a standard benefit
- Trusted, independent guidance for all
- Measurable impact, complete privacy
Why your people need this now.
Financial stress is the most common pressure Indian employees carry, and the least supported. That makes it the biggest wellbeing opportunity most companies have not taken yet.
01It is the stress people carry most
Money is the pressure most employees feel and the one they rarely raise at work. Support it, and you lift the single biggest source of everyday stress.
02It shows up in your results
Financial stress follows people to work, in focus, attendance and the decision to stay. Easing it helps your best people do their best work.
03No one is doing this well in India yet
Workplace financial wellbeing is new here. Koshpal is built for Indian realities and the money questions employees here actually face.
04A benefit people actually use
Unlike a one-off webinar, this is ongoing, personal help. That means real participation, and wellbeing you can see improve over time.
India’s first financial wellbeing infrastructure for workplaces.
Our ambition is not another HR platform. It is the trusted financial wellbeing infrastructure for workplaces across India, where every employee has real guidance within reach, and where companies measure success not only by revenue, but by the financial confidence of their people. India first, then the UAE and Australia.

The principles behind the vision
- 01
People over products
We help people make good decisions, we never sell them products.
- 02
Privacy as a right
Employees speak freely; their data stays theirs.
- 03
Confidence that lasts
We measure success in lasting financial confidence, not sign-ups.