The Koshpal app is where employees see their whole money picture and act on it, book 1:1 financial sessions, track spending and budgets, set goals, grow savings, and stay on top of dues, all in one calm place.
The coach builds the plan. The app keeps it alive every day.
Everything in one app, the way it should be.
01Everything in one place
Spending, budgets, goals, sessions and reminders live together, so the whole picture is one tap away.
02Built for how people live
Clear, simple screens that make everyday money tasks quick, on the phone people already carry.
03A coach in the app
Book a 1:1 session with a certified CFP or CA right from the app, whenever a question comes up.
04Private by design
Everything in the app stays with the employee. Employers only ever see anonymised trends.
Spend management
Track your spending effortlessly.
Gain total visibility into where your money goes, and make smarter choices with every transaction.
Everything in the app
stays the employee’s own
Spending, budgets, goals, sessions and reminders are private to each person. Employers only ever see anonymised, aggregated trends, never an individual’s data.
Questions about the app
Everything an employee needs in one place: 1:1 financial sessions, spending insights, budgets and goals, and dues and reminders, plus learning and their progress over time.
Nothing, if your employer sponsors it. Koshpal is offered as an employee benefit.
No. Your financial information belongs to you. Your employer sees only aggregated, anonymised insights about the group.
Employees of organisations that partner with Koshpal. Your organisation invites you, then you sign in and either open the app or book a first session with an expert.