Budgets and goals turn good intentions into progress. Employees set budgets by category, track savings toward the goals that matter, and watch goal completion climb, with gentle nudges along the way.
Budgets and goals, the way it should be.
01Budgets by category
Set a monthly limit for each category and watch it fill, so overspending never comes as a surprise.
02Goals that stay on track
Save toward the things that matter and watch goal completion climb, with gentle nudges along the way.
Any money question, every stage of life
A first salary and the first tax return. Clearing a card or a loan. Planning for a home, a wedding, a child, retirement. There’s no question too small and no judgement, just trusted guidance when it matters.
- 1:1 sessions with certified CFPs and CAs, as often as the plan needs
- Salaried coaches with no commissions
- Fully private, never shared with the employer
Questions about insights
Everything an employee needs in one place: 1:1 financial sessions, spending insights, budgets and goals, and dues and reminders, plus learning and their progress over time.
Nothing, if your employer sponsors it. Koshpal is offered as an employee benefit.
No. Your financial information belongs to you. Your employer sees only aggregated, anonymised insights about the group.
Employees of organisations that partner with Koshpal. Your organisation invites you, then you sign in and either open the app or book a first session with an expert.